Schedule a Financial Planning introductory call and follow-up appointment by clicking the button below. Follow-up meetings can be in-person, over the phone, or online via video chat. We can't wait to get to know you and help you build a life insurance plan that aligns with your values and helps you reach your goals.
We can’t always see the future, but we can do our best to protect it for our loved ones. Life insurance gives your family peace of mind if you are no longer here to care for them. Whether you want to provide for their expenses or leave a lasting legacy, you can ensure their financial stability even if the unexpected happens.
We know it's not an easy conversation to have and take great care to help you make the best decisions now for your beneficiaries. Learn more about life insurance options below and then schedule a time to speak with us at your convenience. Our advisors, who are registered representatives of Infinex Investments, will guide you through insurance analysis and help you select a plan customized to your specific goals.
Fortera partners with Infinex Financial Group to provide members with smart, personalized retirement solutions. Our licensed and experienced Financial Planning team, who are registered representatives of Infinex Investments, offers impartial, thoughtful advice tailored to your unique journey and goals. We're here to help you navigate big life decisions with confidence and achieve your financial goals.
The most approachable and basic option for those looking for life insurance is Term Life Insurance. Just like the name implies, this insurance option covers you for a term, or a specific period of time. Many Term Life Insurance plans will have the option to eventually convert into a permanent plan and if that is something you are interested in, just let us know.
The flexibility and customizable nature of term insurance means that it can be a good option for many people. Whether you are just entering the workforce or are retiring and find yourself in need of additional coverage, ask us if Term Life Insurance is right for you.
If you are looking for a more permanent solution that still offers you the flexibility required of a dynamic life well lived, Universal Life Insurance is another option worth considering.
As the policyholder, you will be able to customize the policy benefit, length of coverage, and premium obligation. You also have the potential for a cash-value benefit and the ability to adjust these selections over time.
Maybe you know you don't need flexibility quite as much as you need a fixed premium or guarantee*? Then consider Whole Life Insurance. Whole life insurance covers, well, your whole life and does so with a guaranteed* cash value.
You can choose from plans that earn dividends or do not, and plans that allow you to withdraw and borrow money that you pay back with interest at a later time.
If you don't mind having a higher premium, but find extra benefit in growing cash wealth or having a guaranteed* offer for your entire life, this may be a good plan for you.
*All guarantees are by the issuing insurance company and are subject to the claims paying ability of the insurance company.
We believe money management guidance should be holistic, free, and personal. If that sounds like what you are looking for, give us a call at 931.431.3315.
* Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. Fortera Wealth Management is a trade name of Fortera Credit Union. Infinex and Fortera Credit Union are not affiliated. Products and services made available through Infinex are not insured by NCUA or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including possible loss of value. For more information, please visit http://www.finra.org/ or http://www.sipc.org/.