World Mastercard®

Hold it all in the palm of your hand.

World Mastercard® 101

From cashback to travel, this card is all about rewarding you for living life to the fullest. If you have excellent credit and prefer making most purchases with a card, welcome to the World Mastercard®. Designed to pay you back for healthy spending, even the $50 annual fee (starting year two - year one is on us) is no match for this generous rewards system. With a card that pays for itself this quickly, you’ll be wondering how you ever swiped and clicked without it.

  • 3 points per purchase dollar on Gas
  • 2 points per purchase dollar on Restaurant and Grocery
  • 1.5 points per purchase dollar on all other purchases
  • DoorDash membership perk
  • Eligible for Lyft credits

What's to love

Fee-Free Foodie
New to DoorDash's DashPass? Perfect! Sign up with your World Mastercard® and automatically receive 3 months of membership free. This gives you access to unlimited deliveries from thousands of eligible restaurants with $0 delivery fee on orders over $12.

Already a Dash Pass subscriber? Enjoy $5 off 2 orders per month when you pay using your World Mastercard®.

High Five
Always on the road? Receive a $5 credit from Lyft when you complete 3 rides in one month and pay using your World Mastercard®.

Travel In Style
Get the most from all your travels whether you are planning a last-minute getaway or your dream family vacation. Mastercard® Travel & Lifestyle Services offer a suite of benefits, amenities, and upgrades from best-in-class travel companies across hotels, air travel, tours, cruises, car rentals, and more. Register at and plan your next getaway.

World Mastercard® Benefits

New limits apply

After one year with your card, you’re eligible for a credit limit increase. We review your account for eligibility monthly, so when the calendar flips to your new credit card year (every year), we’ll look at where you stand, and where you can go.

Enjoy global service 24/7

Mastercard Global Service™ provides worldwide, 24-hour help with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advances. If you need to make a purchase, Mastercard® will give you a cash advance and send you a temporary card within one day in the US, or two days anywhere else. Simply call 1.800.307.7309 to speak with a Mastercard® representative or visit their website to learn more.

Fly a little higher

Like a passport to the finer side of air travel, enjoy 15% savings on Airport Meet and Greet services thanks to Mastercard’s Airport Concierge services. Arrange for your very own Meet and Greet agent to escort you through the airport on departure, arrival, or any connecting flights at over 700 destinations worldwide.

Fly covered

When you pay for your entire flight using your Mastercard, you’ll fly knowing that you and your family are automatically covered by Mastercard’s Common Carrier Insurance. This coverage insures against accidental loss of life, limb, sight, speech or hearing while riding as a passenger on any licensed common airline carrier.

Worry less over canceled plans

We hate when plans don’t go through, too. With Mastercard’s Trip Delay & Cancellation/Interruption Insurance, we’ll help you cover up to $2,000 of non-refundable ticket costs so you have one less thing to worry about.

See better delays

If a natural disaster or mechanical malfunction delays your trip, not to worry. Through Mastercard’s Trip Delay support, we’ll pitch in up to $100 per day for expenses while you figure out alternative travel plans.

Protect your purchases

As a Fortera Mastercard cardholder, you’re eligible for Mastercard’s Buyers Insurance. You could receive up to $1,000 for damaged or stolen purchases when you submit your claim within 90 days following the date you bought the covered item.

Mobile Phone Replacement

Pay your monthly cellular bill with your Fortera Mastercard credit card and if your phone gets damaged or stolen, you’ll receive a reimbursement.

Let's go

Give yourself the card that does it all. Apply for your World Mastercard® today.

Next steps for new cardholders

This is the start of something good. How to set yourself up for card-carrying success:
  1. Go hands-free. Add your card to your digital wallet for secure, touchless transactions.

  2. Take control. Add your new card info to Online and Mobile banking, then use the Card Manager tool to set travel notifications, review statements, turn cards on and off, and more.

  3. Update once, shop everywhere. Our Card Updater tool is your online shopping secret weapon. Share your new card info with all your favorite online retailers — all at once. Just select accounts like Amazon, Netflix, Spotify, and Target (to name a few), type in your new card info once, and every account selected will get updated with your new card added as a payment source. Boom.

  4. Get rewarded. Visit to set up your points account or log in to an existing account and redeem your points.

  5. Protect yourself. Set up your Mastercard ID Theft Dashboard so you can review your info security at a glance, anytime. Enroll now:

  6. Travel In Style. Register at to plan your next getaway and get the most from all your travels.

Need a hand?

Tag us in. Whether you are on your couch or halfway around the world, use our video chat to get quick answers from a friendly face. Give us a call and let us know how we can help.

Who should use the World Mastercard®?

World Mastercard® is designed for everyone but it is particularly rewarding for those with outstanding credit and who love to travel. It's designed to put the whole world in your hands.

Does the World Mastercard® have an annual fee?

Yes, it does have an annual fee of $50. However, we do not charge the annual fee for the first year you have the World Mastercard®. It only starts after one full year of use.

What documents do I need to apply for the World Mastercard®?

To verify your identity, we always ask that you come prepared with a government issued ID. It is important that it is not expired. Examples of acceptable IDs include a State Driver's License or a U.S or Foreign Passport. If we have trouble validating your ID, we may ask for a secondary ID. If you have a question about whether or not an ID can be used, just text us at 931.431.6800.

How do I know if my card is contactless?

All contactless cards will have the contactless symbol on the front of the card.

Are contactless cards safe?

Contactless cards are actually safer than traditional cards. Contactless payment puts you in control and protects your data. Your card or device never leaves your hand, reducing the risk of loss or counterfeit, and each purchase is uniquely encrypted. You’re also protected against double billing, even if you accidentally tap twice. Contactless cards are also an easy way to reduce contact and can help you avoid the potential for picking up bacteria and germs.

Where can I use my contactless card?

Use anywhere you see the Contactless symbol at checkout. Contactless checkout is ideal when speed and convenience are essential. You can use it at stadiums, fast food restaurants, gas stations, grocery stores, transit locations, and more.

Are contactless cards similar to a digital wallet?

Yes. Contactless payments use the same technology as mobile wallets, such as Apple Pay and Google Pay.

What do I do if I lose my contactless credit card?

To report a lost or stolen credit card, please call 800.449.7728. To dispute a charge on your credit card, please call 800.654.7728. To report fraud on your Credit Card, please call 866-557-5315.

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What's New

Nitty, gritty, and super important.

Fine print is your friend. When you have a minute, give these a good read:
Member Service Agreement
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Privacy Policy
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Mastercard® Guide to Benefits for World Mastercard®
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