Auto Loans

The Road is Calling.

Whether you’re looking for an off-road adventure or a better carpool ride, we’ll put you in the driver’s seat. Make an appointment and get pre-approved today.

Nice Ride

Getting new wheels or a new boat is a big deal and a major purchase. We offer competitive rates and flexible financing options so you can fund your ride, your way. Look below to learn more about our new, used, recreational, and refinanced auto loans.

New Auto Loan

Go further, faster with rates like these.

Get pre-approved for a new ride and work with our knowledgeable local dealers to find the perfect car or truck for you.

Used Auto Loan

A new-to-you ride, a lower-for-you rate.

A pre-driven car is no small investment. With low rates and a handful of ways to finance, you can make your new-to-you ride your own — on your budget and time table.

Recreational Vehicle Loan

Go where it’s all fun and games.

Adventure awaits, and we’re here to help you chase it down. Start up the recreational vehicle of your choice and get away with some of the lowest rates you’ll find.

Refinance Your Auto Loan

Roll back your rate!

Save up to 2% APR* when you refinance your auto loan with us and enjoy our 90 Day No Pay** offer.

Need a hand?

Tag us in. Whether you are on your couch or halfway around the world, use Fortera Video Chat to get quick answers from a friendly face.
Can I set up automatic transfers in Online Banking to pay for my Used Auto Loan?
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Yep! You can make payments toward this loan from Online Banking and you can make payments from a different bank account using our Make A Payment feature.

Can I make additional payments on a New Auto Loan?
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Yes! You can make additional payments on your New Auto Loan.

What are the term lengths for a Used Auto Loan?
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Term legths for a Used Auto Loan can range anywhere between 36 months and 96 months.

Can I get pre-approved for a New Auto Loan?
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Yes! We highly encourage our members to get pre-approved for an auto loan. When you are pre-approved, you are able to walk into a dealership and know exactly how much car or truck you can afford. Pre-approval puts purchasing power back in your hands and you control the conversation with the Dealer. For more information, give us a call at 931.431.2258.

Do you work with local dealers on Used Auto Loans?
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Yes! We have a large network of local dealers that we support and work with. To learn who is on our list, email us at loans@forteracu.com and one of our team members will be happy to assist you.

Document Checklist for New and Used Auto Loan Applications
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To verify your identity, we always ask that you come prepared with a government issued ID. It is important that it is not expired. Examples of acceptable IDs include a State Driver's License or a U.S or Foreign Passport. If we have trouble validating your ID, we may ask for a secondary ID. If you have a question about whether or not an ID can be used, just text us at 931.431.6800.

In addition to identification, you will also need to bring:

  • Buyers order
  • Window sticker or invoice
  • Exact mileage
  • Proof of insurance with Fortera Credit Union listed as lien holder
  • Income verification

Have questions? Just email us.

What vehicles are covered with a Recreational Loan?
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We cover motor homes, travel trailers, boats, watercraft, and ATVs.

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