Auto Loans

The Road is Calling.

Whether you’re looking for an off-road adventure or a better carpool ride, we’ll put you in the driver’s seat. Apply for pre-approval today.

New Auto Loan

Apply for pre-approval for a new ride and be ready to roll when you find the perfect vehicle for you.

Used Auto Loan

A pre-driven car is no small investment. With low rates and a handful of ways to finance, you can make your new-to-you ride your own — on your budget and timetable.

Recreational Vehicle Loan

Adventure awaits, and we’re here to help you chase it down. Start up the recreational vehicle of your choice and get away with some of the lowest rates you’ll find.

Instant Auto Loan Pre-Qualification:

See how much you qualify for with no impact to your credit!

Need a hand?

Tag us in. Whether you are on your couch or halfway around the world, use Fortera Video Chat to get quick answers from a friendly face.
Can I set up automatic transfers in Online Banking to pay for my Used Auto Loan?

Yep! You can make payments toward this loan from Online Banking and you can make payments from a different bank account using our Make A Payment feature.

Can I make additional payments on a New Auto Loan?

Yes! You can make additional payments on your New Auto Loan.

Do you work with local dealers on Used Auto Loans?

Yes! We have a large network of local dealers that we support and work with. To learn who is on our list, email us at and one of our team members will be happy to assist you.

Document Checklist for New, Used, and Recreational Vehicle Loans

To verify your identity, we always ask that you come prepared with a government-issued ID. It is important that it is not expired. Examples of acceptable IDs include a State Driver's License or a U.S or Foreign Passport. If we have trouble validating your ID, we may ask for a secondary ID. If you have a question about whether or not an ID can be used, just text us at 931.431.6800.

In addition to identification, you will also need to bring:

  • Buyers order
  • Window sticker or invoice
  • Exact mileage
  • Proof of insurance with Fortera Credit Union listed as lien holder
  • Income verification

Have questions? You can email us at, text us at 931.431.6800, or video call us. Whichever works for you works for us.

What vehicles are covered with a Recreational Loan?

We cover motor homes, travel trailers, boats, watercraft, and ATVs.

Do you offer Auto Refinancing

Yes! Refinancing is an easy way to keep money in your pocket. Whether you're a member of Fortera or you're new here, bring your auto loan from another financial institution and refinance to lower your car payment or your annual percentage rate (APR) or maybe even both! Small percentages can make a big difference in your wallet weight long term.

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