Certificates
Save smart, not hard.
Certificates are a secret saving powerhouse that require little to no maintenance. Free up some space in your mind and add a little heft to the bag with our easy, breezy certificates.
Certificates (aka CDs)
FAQs
Can I add additional deposits to the Fixed Rate Certificate?
Additional deposit are not allowed in the Fixed Rate Certificate.
What are dividends and how do they work for the Fixed Rate Certificate?
Dividends are extra money that your account earns just by being open and meeting our minimum account dividend earning value. The Fixed Rate Certificate earns divideneds quarterly as long as your account has at least $1,000 deposited in it. It is just another way we like to say thank you to our members for trusting us with your heard earned "dough". To learn more about what the current dividened rate is and our other savings accounts that earn dividends, please see our Rate and Fee Disclosure.
How much does it cost to open a Smart Start Certificate?
It cost $100 to open a Smart Start Certificate. $100 is the required account minimum balance.
Can I add additional deposits to the Access Certificate?
Additional deposits are allowed in this account. Each deposit must be a minimum of $5.
What are dividends and how do they work for the Choice Certificate?
Dividends are extra money that your account earns just by being open and meeting our minimum account dividend earning value. The Choice Certificate earns dividends quarterly as long as your account has at least $1,000 deposited in it. It is just another way we like to say thank you to our members for trusting us with your hard-earned "dough". To learn more about what the current dividend rate is and our other savings accounts that earn dividends, please see our Rate and Fee Disclosure.
