How to Review your Credit Report

Reading a credit report and understanding what to look for can be confusing. Use these tips to learn how to properly review your credit report.

First-Time Homebuyer? Make Sure You’re Prepared for These 7 Hidden Costs

When budgeting for your first home, here are seven often overlooked costs that can have a big impact on your bottom line:

Your top 5 credit questions answered

When it comes to building and maintaining good credit, the best path isn’t always obvious

2021 Give Back Sweepstakes

Keep your Fortera rewards Mastercard® top of wallet for a chance to win $5,000! Simply use your rewards credit card on everyday purchases a minimum of four times in a week in order to qualify for the drawing.

Your credit score and credit report are waiting for you!

Fortera is excited to announce our new free financial education tool, SavvyMoney. You now have instant access to your credit score and credit report, along with personalized tips on how to improve your score or maintain an already great score.

Prequalification and Preapproval: Two Steps Closer to Homeownership

Although prequalification and preapproval share a prefix, each process serves a different purpose. Below we explore the differences plus some suggestions for the right time to take each step.

The Low-Down on Credit Counseling

Most of us have never stopped to even think about what credit counseling is until we find ourselves facing a financial roadblock. Credit counseling isn’t just for those who need to improve their financial health — it can also help you to be more proactive in maintaining your finances as well.

Ready. Set. Close. Introducing Rapid Refi

Refinance your existing mortgage to save time and money for spending on what matters most. With our Rapid Refi loan, we’ll close in 30 days or the $299 in closing costs are on us. Choose between 5, 10, and 15-year term options.

Reward Card vs. Store Credit Card

It’s very tempting to say “yes” when the cashier offers a 30% discount if you sign up for their card. This can sound like a great deal, after all we all enjoy a discount. But now you are confused if they are offering a store rewards program card or a store credit card.

FICO Scores: What are they and why should I care?

Similar to a credit score, FICO® Scores can influence the credit that's available to you and the terms, such as interest rate, that lenders offer you.