Review your credit reports every few months. This is one way to ensure there are no errors in the reports that could drag your score down. Fortera members can check their report through online or mobile banking or at annualcreditreport.com.
Raising your credit score isn’t as hard as it seems. If yours is low, you can improve it with a little time and dedication. A high credit score will get you better offers on credit cards, lower interest rates on loans and mortgages, and more. Here are three simple steps you can take to raise your score.
One of the best ways to protect yourself from identity theft is to enable fraud alerts and credit freezes. They both work in similar ways but also have their differences. Let’s take a look at both.
To say there is a lot of confusion surrounding credit is a vast understatement. We can’t tackle all of the fallacies at once, but we can start to dig into the big misconceptions that lead people astray. Here’s a look at three common credit myths — and the real truth behind them.
Your credit score is a vital part of your financial life. One way to keep it as high as possible is to constantly monitor your credit report for errors. Incorrect information can negatively impact your score. Here’s a guide to checking and reporting errors.
What to know about your credit card statement.
If keeping up with credit card balances has become a challenge, it’s smart to assess your overall financial picture and your spending habits.
How to identify the good and tackle the bad.
In many cases, the longer you have had credit, the better. Which means that younger people with no credit card accounts or other types of credit can find it challenging to wait for their credit age to mature, so to speak. Short of hopping in a time machine and hurling yourself a few years into the future, there are only a few ways to improve the credit age portion of your credit score.
When should I get one? Where should I get one? You’ve got questions. We’ve got answers.