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How Often Does My Credit Score Update?

Review your credit reports every few months. This is one way to ensure there are no errors in the reports that could drag your score down. Fortera members can check their report through online or mobile banking or at annualcreditreport.com.

3 Easy Ways to Raise Your Credit Score

Raising your credit score isn’t as hard as it seems. If yours is low, you can improve it with a little time and dedication. A high credit score will get you better offers on credit cards, lower interest rates on loans and mortgages, and more. Here are three simple steps you can take to raise your score.

Alert or Freeze

One of the best ways to protect yourself from identity theft is to enable fraud alerts and credit freezes. They both work in similar ways but also have their differences. Let’s take a look at both.

3 Common Credit Myths Debunked

To say there is a lot of confusion surrounding credit is a vast understatement. We can’t tackle all of the fallacies at once, but we can start to dig into the big misconceptions that lead people astray. Here’s a look at three common credit myths — and the real truth behind them.

Get Your Credit Report Back on Track

Your credit score is a vital part of your financial life. One way to keep it as high as possible is to constantly monitor your credit report for errors. Incorrect information can negatively impact your score. Here’s a guide to checking and reporting errors.

Understanding Statement Details

What to know about your credit card statement.

Get Smart About Credit Card Warning Signs

If keeping up with credit card balances has become a challenge, it’s smart to assess your overall financial picture and your spending habits.

Good debt vs. bad debt

How to identify the good and tackle the bad.

How Credit Age is Calculated

In many cases, the longer you have had credit, the better. Which means that younger people with no credit card accounts or other types of credit can find it challenging to wait for their credit age to mature, so to speak. Short of hopping in a time machine and hurling yourself a few years into the future, there are only a few ways to improve the credit age portion of your credit score.

The Smoothest Road To Your First Credit Card

When should I get one? Where should I get one? You’ve got questions. We’ve got answers.