Open an Account 

You will find a wide array of financial products and services designed to meet your money management needs. Fortera Credit Union membership begins with a savings account and helps you build a tradition of financial success!


Account Switch Kit

identification documents


Who Can Join?

Membership is available to anyone who lives, works, worships or attends school in Montgomery or Stewart counties in Tennessee or Christian, Trigg or Todd counties in Kentucky.

If you would like to open an account, it's easy. Simply visit one of our branch locations, and to speed up the process, you can print, fill out and bring with you the completed membership application* with a $10 check made out to Fortera Credit Union. All it takes is $10.00 to start, in which $5.00 will be deposited in your savings account and the other $5.00 will be used as a one-time membership fee.

Also find out about our Youth Programs for children and teens!

The Credit Union Difference

As a financial cooperative, Fortera Credit Union offers the same products and services as a bank with an important difference. The Credit Union is owned by its members with the mission to provide the best rates and services to the members. It is not able to be "sold" to another financial institution. So, if you like being a part of a local financial institution that focuses on you and your community, become part of the Fortera Credit Union family. We are focused on providing products and services that are in your best interest for your financial success.


Federally Insured

You can take comfort knowing your deposits are insured up to a combined $250,000 by the National Credit Union Share Insurance Fund (NCUSIF). The NCUSIF is administered by the National Credit Union Administration (NCUA), an agency of the federal government. In addition, Individual Retirement Accounts (IRAs) are insured separately up to $250,000 by the NCUA.

At no additional cost to you, the credit union also provides Excess Share Insurance, providing an additional $250,000 coverage for accounts insured by NCUA (NCUSIF). This coverage is not available to banks - this is Credit Union exclusive.

USA Patriot Act

Important Information About Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. 





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