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FAQ's

Who can join the Credit Union?
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Credit Union membership is available to anyone who lives, works, worships, or attends school in one of our service regions; by joining an affiliated partner; or if one of your immediate family members is a Fortera member. Our service regions include Montgomery, Stewart, Chester, Decatur, Lewis, McNairy, and Perry counties in Tennessee or Christian, Trigg, Todd, McLean, and Webster counties in Kentucky. Residents of other counties in Tennessee, Kentucky, Alabama, and Arkansas may also be eligible. If you have any questions about membership, please text us at 931.431.6800. We love growing our family and hope you join us.

How do I join Fortera Credit Union?
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You can join today with an initial deposit of $5 in a Share Savings Account and a $5 one-time membership fee. Once you're a member, you're always a member, even if you move. Open an account online and join today!

How do I reorder checks?
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The easiest and fastest way to reorder a check is online. Click here or login to your Online Banking account to place your check order.

You may also reorder most checks by calling us at 931.431.6800 or by visiting any branch location.

What is your routing number?
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Our routing number is 264182120.

What are your hours?
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Please visit our Locations page to find the hours of each local Fortera branch.

What are your holiday hours?
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We are closed on the following holidays:

  • New Year's Day
  • Martin Luther King, Jr. Day
  • President's Day
  • Memorial Day
  • Juneteenth
  • Independence Day
  • Labor Day
  • Columbus Day
  • Veterans' Day
  • Thanksgiving Day
  • Christmas Day

For more information, please visit our Locations page for the hours of our branches.