No cash, no check, no problem!

Log in to Online Banking to use Zelle® today.

Zelle® 101

We have partnered with Zelle® to make sending money to friends and family simple, safe, and fast. Whether they are Fortera members or not, Zelle® can help. Already available in over 1,000 other banking apps and used by people all over the country, finding connections is easy. Just search for the phone number or email address of the person you want to pay and type the amount you want to send.

So, if it's your turn to pitch in for movie snacks, Fortera and Zelle® have got you covered. Log in to Online or Mobile Banking today to get started.

Don't have an Online Banking account? Don't worry, click Create account below.

How To Get Started

Online Banking

  1. Log in to or enroll in Online Banking.
  2. Hover over the Transfer Money dropdown menu.
  3. Select Send Money with Zelle®.
  4. Accept the Terms and Conditions.
  5. Enter your email address or phone number to create your Zelle® account.
  6. Once your account has been created, you will be able to see Zelle® on your Money Management Dashboard in Online Banking.

Mobile Banking

  1. Sign in to or download the Fortera Mobile App in the App Store or Google Play.
  2. Select More.
  3. Select Send Money with Zelle®.
  4. Accept the Terms and Conditions.
  5. Enter your email address or phone number to create your Zelle® account.


You've got the Q's, we've got the A's. Find solutions to your questions, big and small, here.

Can you send AND receive money using Zelle®?

You can send, request or receive money with Zelle®. After you’ve enrolled, simply add your recipient’s email address or U.S. mobile number, the amount you’d like to send or request, review and add a memo, and hit “confirm.”

Someone sent me money with Zelle®, how do I receive it?

If you have already enrolled with Zelle®, you do not need to take any further action. The money will move directly into your Fortera account. It may take a few minutes to see the money in your account.

If you have not enrolled in Zelle®, follow these simple steps:

  1. Click on the link provided in the payment notification.
  2. Select Fortera Credit Union.
  3. Follow the instructions provided on the page to enroll and receive your payment.
Are there any fees to send money using Zelle®?

Nope! Fee-free transfers for all your Zelle® payments!

How long does it take to receive money with Zelle®?

Money sent with Zelle® is typically available to an enrolled recipient within minutes1.

If it has been more than three days, we recommend confirming that you have fully enrolled in Zelle®, and that you entered the correct email address or U.S. mobile number and provided this to the sender.

1U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes.

Can I use Zelle® internationally?

In order to use Zelle®, the sender and recipient’s bank accounts must be based in the U.S.