Made for teens ages 13 - 17 and parents who want them to have the best start.
Need an account for your teen that is safe, easy to use, and no hassle? Check out our Flex Checking account. All you need is $5 to open the account and both of your signatures.
Spend your money your way.
Practice makes perfect so let them practice funding their own everyday debit card swipes, one-click pay transactions, and app-to-app money moves. And no matter where or when they need it, they will always have their cash right in their pocket (in the form of one good-looking debit card). Keep their money safe and ready-to-spend, no sock drawer required.
Brightly colored and sleek, these happy cards are also packed with security features to keep their money safe wherever they go. Pick your favorite color and order one online when you open a checking account or schedule an appointment at one of our local branches and pick up a card today. The choice is yours!
Numbers worth knowing.
On the couch or on the go, keep your money close with our Mobile App and Online Banking.
Credit Unions around the world work together to make sure our members can use branches and ATMs everywhere — surcharge-free. Nice, right? Download our CO-OP app and plot your next getaway.
Our skilled experts are easy to reach and happy to help. For members and non-members alike, meetings and consultations are always free, so make the most of your money, on us.
With us, your money is always protected and insured by the National Credit Union Administration. You’re covered on all deposits up to $250,000, so save away.
....Trees, space, and worry. Always enjoy access to 18 months worth of e-statements. Keep more trees, toss your file cabinet, and know your info is always safe and sound.
From fees. Every Go Checking Account comes with zero opening or maintenance fees. (We love you too.)
Security and style go hand in hand. Choose the debit card color that matches your personality, and breathe easy knowing that smart safety features are built right in. Our aim is to make you smile every time you open your wallet.
Or even a lot. Either way, we’re here. Call, text, or chat with our experts anytime you need a friend who knows all things Fortera.
Open your own Flex Checking account today and pick your card color!
Think of this checking account like a spending account. It's an easy, low-maintenance way to move your money around while also keeping it super secure.
It is designed specifically for teens ages 13 - 17. It's user-friendly, secure, and can keep up with anyone thanks to our mobile app, video chat, and text support.
To be able to open a Flex Checking Account, you must meet the following eligibility requirements: (1) You must be 13 - 17 years of age (2) You must live, work, worship, or attend school in one of our service regions; join an affiliated partner, or have an immediate family member who is a Fortera member. Our service regions include Montgomery, Stewart, Chester, Decatur, Lewis, McNairy, and Perry counties in Tennessee or Christian, Trigg, Todd, McLean, and Webster counties in Kentucky. Residents of other counties in Tennessee, Kentucky, Alabama, and Arkansas may also be eligible. (3) You must have a Share Savings Account to establish Fortera Credit Union Membership.
The Flex Checking Account automatically rolls over and becomes a Go Checking Account. As you grow up, so does your account.
It only costs $5 to open an account.
To verify your identity, we always ask that you come prepared with a government issued ID. It is important that it is not expired. Examples of acceptable IDs include a State Driver's License or a U.S or Foreign Passport. If we have trouble validating your ID, we may ask for a secondary ID. For children and teens, we have a variety of other documents we can use to verify identities. These include social security cards, birth certificates, medicaid cards, and insurance cards. If you have a question about whether or not an ID can be used, just text us at 931.431.6800.
Members must be 13 - 17 years old to open this account.
Yes, you must have a legal guardian present to open the account with you.
Yes! As long as your guardians open the account with you, it is not necessary for them to have other accounts at Fortera.
You can open this account online or in-person. The choice is yours.
All contactless cards will have the contactless symbol on the front of the card.
Contactless cards are actually safer than traditional cards. Contactless payment puts you in control and protects your data. Your card or device never leaves your hand, reducing the risk of loss or counterfeit, and each purchase is uniquely encrypted. You’re also protected against double billing, even if you accidentally tap twice. Contactless cards are also an easy way to reduce contact and can help you avoid the potential for picking up bacteria and germs.
Yes. Contactless payments use the same technology as mobile wallets, such as Apple Pay and Google Pay.
Use anywhere you see the Contactless symbol at checkout. Contactless checkout is ideal when speed and convenience are essential. You can use it at stadiums, fast food restaurants, gas stations, grocery stores, transit locations, and more.
To report a lost or stolen debit card during business hours, please call 800.821.5891. To report a lost or stolen debit card during non-business hours, resolve a problem with using your debit card, or dispute a charge on your debit card, please call 866.557.5315.