Power Credit Card

Grab some everyday spending power.

Power Card 101

Less is more with our Power Credit Card. Enjoy the reward of seriously low rates on day-to-day spending, and the no-hassle relationship of a low-maintenance card. If you’re looking for an easygoing mainstay for your wallet, this card delivers without any extra fuss.

Easily apply to get pre-qualified.
Looking to learn a little more before you apply? Apply for pre-approval. Learn how much you can afford without hurting your credit (or leaving the couch.) It's a win-win!

Apply for pre-approval

Power Credit Card Benefits

New limits apply

After one year with your card, you’re eligible for a credit limit increase so when the calendar flips, we’ll look at where you stand, and where you can go.

Enjoy global service 24/7

24-hour help with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advances.

Fly a little higher

Arrange and save 15% on Airport Meet and Greet services.

Always in your pocket

On the couch or on the go, keep your money close with our Mobile App and Online Banking.

Learn More

Where you go, we go

Credit Unions around the world work together to make sure our members can use branches and ATMs everywhere — surcharge-free. Nice, right? Download our CO-OP app and plot your next getaway.

Let's go!

Statements that save

....Trees, space, and worry. Always enjoy access to 18 months worth of e-statements. Keep more trees, toss your file cabinet, and know your info is always safe and sound.

Get by with a little help

Or even a lot. Either way, we’re here. Call, text, or chat with our experts anytime you need a friend who knows all things Fortera.

Need A Hand?

Card control in a click

Control your cards while you’re doing your online banking using our Card Manager Tool. Set travel notifications, review statements, turn cards on and off, opt-in to Overdraft Protection or Courtesy Pay, and plenty more — all in one place.

Get Started

Simplicity is power. Apply for this easy-does-it card today.

Apply now

Woman holding credit card and looking at computer Vertical Orientation

Next steps for new cardholders

This is the start of something good. How to set yourself up for card-carrying success:

Go hands-free. Add your card to your digital wallet for secure, touchless transactions.
Take control. Add your new card info to Online and Mobile banking, then use the Card Manager tool to set travel notifications, review statements, turn cards on and off, and more.
Update once, shop everywhere. Our Card Updater tool is your online shopping secret weapon. Share your new card info with all your favorite online retailers — all at once. Just select accounts like Amazon, Netflix, Spotify, and Target (to name a few), type in your new card info once, and every account selected will get updated with your new card added as a payment source. Boom.
Get rewarded. Visit CURewards.com/login to set up your points account or log in to an existing account and redeem your points.
Protect yourself. Set up your Mastercard ID Theft Dashboard so you can review your info security at a glance, anytime. Enroll now: https://mastercardus.idprotectiononline.com/

Need a hand?

Tag us in. Whether you are on your couch or halfway around the world, use our video chat to get quick answers from a friendly face. Give us a call and let us know how we can help.

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Who should use the Power Credit Card?

We recommend the Power Credit Card to any of our members searching for a great low rate. If you are planning on making some #bigmoneymoves this year, this may be the perfect card for you.

What documents do I need to apply for the Power Credit Card?

To verify your identity, we always ask that you come prepared with a government-issued ID. It is important that it is not expired. Examples of acceptable IDs include a State Driver's License or a U.S or Foreign Passport. If we have trouble validating your ID, we may ask for a secondary ID. If you have a question about whether or not an ID can be used, just text us at 931.431.6800.

How do I know if my card is contactless?

All contactless cards will have the contactless symbol on the front of the card.

Are contactless cards safe?

Contactless cards are actually safer than traditional cards. Contactless payment puts you in control and protects your data. Your card or device never leaves your hand, reducing the risk of loss or counterfeit, and each purchase is uniquely encrypted. You’re also protected against double billing, even if you accidentally tap twice. Contactless cards are also an easy way to reduce contact and can help you avoid the potential for picking up bacteria and germs.

Where can I use my contactless card?

Use anywhere you see the Contactless symbol at checkout. Contactless checkout is ideal when speed and convenience are essential. You can use it at stadiums, fast food restaurants, gas stations, grocery stores, transit locations, and more.

Are contactless cards similar to a digital wallet?

Yes. Contactless payments use the same technology as mobile wallets, such as Apple Pay and Google Pay.

What do I do if I lose my contactless credit card?

To report a lost or stolen credit card, please call 800.449.7728. To dispute a charge on your credit card, please call 800.654.7728. To report fraud on your Credit Card, please call 866-557-5315.

What if I don’t have a contactless card, but want to get one? Can I request a contactless card?

Yes, you can walk into any branch and we can create you a contactless debit card instantly. You may also reach out to us at (931) 431-6800 or via video chat to request a new contactless debit or credit card.

How do I activate my credit card?

To activate your card, please call 800-631-3197 or download our Fortera Cards App.

Let's go