Power Credit Card
Grab some everyday spending power.
Power Card 101
Less is more with our Power Credit Card. Enjoy the reward of seriously low rates on day-to-day spending, and the no-hassle relationship of a low-maintenance card. If you’re looking for an easygoing mainstay for your wallet, this card delivers without any extra fuss.
Easily get prequalified.
Looking to learn a little more before you apply? Get prequalified. Learn how much you can afford without hurting your credit (or leaving the couch.) It's a win-win!
Power Credit Card Benefits
Make your new credit or debit card your new payment source across all your favorite online retail sites, all at once. Our secure Card Updater tool makes the switch quick and painless, plus it’s free for all Fortera members, just because.
After one year with your card, you’re eligible for a credit limit increase so when the calendar flips, we’ll look at where you stand, and where you can go.
Your identity is in good hands with Mastercard’s ID Protection Services. Thanks to the latest measures like automated monitoring and human threat intelligence, if something ever goes wrong, you’ll get immediate, actionable updates on your information security.
24-hour help with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advances.
Arrange and save 15% on Airport Meet and Greet services.
On the couch or on the go, keep your money close with our Mobile App and Online Banking.
Credit Unions around the world work together to make sure our members can use branches and ATMs everywhere — surcharge-free. Nice, right? Download our CO-OP app and plot your next getaway.
Our skilled experts are easy to reach and happy to help. For members and non-members alike, meetings and consultations are always free, so make the most of your money, on us.
With us, your money is always protected and insured by the National Credit Union Administration. You’re covered on all deposits up to $250,000, so save away.
....Trees, space, and worry. Always enjoy access to 18 months worth of e-statements. Keep more trees, toss your file cabinet, and know your info is always safe and sound.
Or even a lot. Either way, we’re here. Call, text, or chat with our experts anytime you need a friend who knows all things Fortera.
Control your cards while you’re doing your online banking using our Card Manager Tool. Set travel notifications, review statements, turn cards on and off, opt-in to Overdraft Protection or Courtesy Pay, and plenty more — all in one place.
Simplicity is power. Apply for this easy-does-it card today.
Next steps for new cardholders
Go hands-free. Add your card to your digital wallet for secure, touchless transactions.
Take control. Add your new card info to Online and Mobile banking, then use the Card Manager tool to set travel notifications, review statements, turn cards on and off, and more.
Update once, shop everywhere. Our Card Updater tool is your online shopping secret weapon. Share your new card info with all your favorite online retailers — all at once. Just select accounts like Amazon, Netflix, Spotify, and Target (to name a few), type in your new card info once, and every account selected will get updated with your new card added as a payment source. Boom.
Get rewarded. Visit CURewards.com/login to set up your points account or log in to an existing account and redeem your points.
Protect yourself. Set up your Mastercard ID Theft Dashboard so you can review your info security at a glance, anytime. Enroll now: https://mastercardus.idprotectiononline.com/
Need a hand?
Tag us in! Give us a call and let's talk face-to-face.
Less is more with our Power Card. Enjoy the reward of seriously low rates on day-to-day spending, and the no-hassle relationship of a low-maintenance card.
We recommend the Power Credit Card to any of our members searching for a great low rate. If you are planning on making some #bigmoneymoves this year, this may be the perfect card for you.
To verify your identity, we always ask that you come prepared with a government-issued ID. It is important that it is not expired. Examples of acceptable IDs include a State Driver's License or a U.S or Foreign Passport. If we have trouble validating your ID, we may ask for a secondary ID. If you have a question about whether or not an ID can be used, just text us at 931.431.6800.
All contactless cards will have the contactless symbol on the front of the card.
Contactless cards are actually safer than traditional cards. Contactless payment puts you in control and protects your data. Your card or device never leaves your hand, reducing the risk of loss or counterfeit, and each purchase is uniquely encrypted. You’re also protected against double billing, even if you accidentally tap twice. Contactless cards are also an easy way to reduce contact and can help you avoid the potential for picking up bacteria and germs.
Use anywhere you see the Contactless symbol at checkout. Contactless checkout is ideal when speed and convenience are essential. You can use it at stadiums, fast food restaurants, gas stations, grocery stores, transit locations, and more.
Yes. Contactless payments use the same technology as mobile wallets, such as Apple Pay and Google Pay.
To report a lost or stolen credit card, please call 800.449.7728. To dispute a charge on your credit card, please call 800.654.7728. To report fraud on your Credit Card, please call 866-557-5315.
Yes, you can walk into any branch and we can create you a contactless debit card instantly. You may also reach out to us at (931) 431-6800 or via video chat to request a new contactless debit or credit card.
To activate your card, please call 800-631-3197 or download our Fortera Cards App.
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