Select Credit Card

Choose a more rewarding way to pay.

Select Card 101

Our Select Credit Card is a well-balanced choice, earning you points while keeping your rate low. For every dollar spent, get one point to put toward travel, cashback, or merchandise, all while enjoying a great low rate. Visit our CURewards page to learn more about the program and to see where your rewards can take you. Plus, with on-time payments, you’ll automatically qualify for a credit limit increase so you can earn even more.

Easily get prequalified.
Looking to learn a little more before you apply? Get prequalified. Learn how much you can afford without hurting your credit (or leaving the couch.) It's a win-win!

What's to love

Fly covered
When you pay for your entire flight using your credit card, you’ll fly knowing that you and your family are automatically covered by our Common Carrier Insurance. This coverage insures against accidental loss of life, limb, sight, speech or hearing while riding as a passenger on any licensed common airline carrier.

Worry less over canceled plans
We hate when plans don’t go through, too. With our Trip Delay & Cancellation/Interruption Insurance, we’ll help you cover up to $2,000 of non-refundable ticket costs so you have one less thing to worry about.

See better delays
If a natural disaster or mechanical malfunction delays your trip, not to worry. Through our Trip Delay support, we’ll pitch in up to $100 per day for expenses while you figure out alternative travel plans.

Select Credit Card Benefits

Card Updater

Make your new credit or debit card your new payment source across all your favorite online retail sites, all at once. Our secure Card Updater tool makes the switch quick and painless, plus it’s free for all Fortera members, just because.

New limits apply

After one year with your card, you’re eligible for a credit limit increase so when the calendar flips, we’ll look at where you stand, and where you can go.

Protect your identity

Your identity is in good hands with Mastercard’s ID Protection Services. Thanks to the latest measures like automated monitoring and human threat intelligence, if something ever goes wrong, you’ll get immediate, actionable updates on your information security.

Enjoy global service 24/7

24-hour help with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advances.

Fly a little higher

Arrange and save 15% on Airport Meet and Greet services.

Always in your pocket

On the couch or on the go, keep your money close with our Mobile App and Online Banking.

Where you go, we go

Credit Unions around the world work together to make sure our members can use branches and ATMs everywhere — surcharge-free. Nice, right? Download our CO-OP app and plot your next getaway.

Goal setting made simple

Our skilled experts are easy to reach and happy to help. For members and non-members alike, meetings and consultations are always free, so make the most of your money, on us.

Rest easy

With us, your money is always protected and insured by the National Credit Union Administration. You’re covered on all deposits up to $250,000, so save away.

Statements that save

....Trees, space, and worry. Always enjoy access to 18 months worth of e-statements. Keep more trees, toss your file cabinet, and know your info is always safe and sound.

Get by with a little help

Or even a lot. Either way, we’re here. Call, text, or chat with our experts anytime you need a friend who knows all things Fortera.

Card control in a click

Control your cards while you’re doing your online banking using our Card Manager Tool. Set travel notifications, review statements, turn cards on and off, opt-in to Overdraft Protection or Courtesy Pay, and plenty more — all in one place.

Get rewarded

Need some new merch in your life? Visit CURewards to set up your Credit Card Points Account or log in to an existing account and redeem your points.

Get Started

Find harmony where rewards meet low rates. Apply for your Select Card today.

Next steps for new cardholders

This is the start of something good. How to set yourself up for card-carrying success:
  1. Go hands-free. Add your card to your digital wallet for secure, touchless transactions.

  2. Take control. Add your new card info to Online and Mobile banking, then use the Card Manager tool to set travel notifications, review statements, turn cards on and off, and more.

  3. Update once, shop everywhere. Our Card Updater tool is your online shopping secret weapon. Share your new card info with all your favorite online retailers — all at once. Just select accounts like Amazon, Netflix, Spotify, and Target (to name a few), type in your new card info once, and every account selected will get updated with your new card added as a payment source. Boom.

  4. Get rewarded. Visit CURewards.com/login to set up your points account or log in to an existing account and redeem your points.

  5. Protect yourself. Set up your Mastercard ID Theft Dashboard so you can review your info security at a glance, anytime. Enroll now: https://mastercardus.idprotectiononline.com/

Need a hand?

Tag us in! Give us a call and let's chat face-to-face.

Who should use the Select Credit Card?
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We recommend the Select Credit Card to any of our members who want the best of both worlds. If you love using your rewards points and a low rate is important to you, this is our favorite offer.

How does the Select Credit Card work?
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Our Select Card is a well-balanced choice, earning you points while keeping your rate low. For every dollar spent, get one point to put toward travel, cashback, or merchandise, all while enjoying rates as low as 12.15%.

What documents do I need to apply for the Select Credit Card?
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To verify your identity, we always ask that you come prepared with a government-issued ID. It is important that it is not expired. Examples of acceptable IDs include a State Driver's License or a U.S or Foreign Passport. If we have trouble validating your ID, we may ask for a secondary ID. If you have a question about whether or not an ID can be used, just text us at 931.431.6800.

How do I know if my card is contactless?
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All contactless cards will have the contactless symbol on the front of the card.

Are contactless cards safe?
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Contactless cards are actually safer than traditional cards. Contactless payment puts you in control and protects your data. Your card or device never leaves your hand, reducing the risk of loss or counterfeit, and each purchase is uniquely encrypted. You’re also protected against double billing, even if you accidentally tap twice. Contactless cards are also an easy way to reduce contact and can help you avoid the potential for picking up bacteria and germs.

Where can I use my contactless card?
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Use anywhere you see the Contactless symbol at checkout. Contactless checkout is ideal when speed and convenience are essential. You can use it at stadiums, fast food restaurants, gas stations, grocery stores, transit locations, and more.

Are contactless cards similar to a digital wallet?
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Yes. Contactless payments use the same technology as mobile wallets, such as Apple Pay and Google Pay.

What do I do if I lose my contactless credit card?
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To report a lost or stolen credit card, please call 800.449.7728. To dispute a charge on your credit card, please call 800.654.7728. To report fraud on your Credit Card, please call 866-557-5315.

What if I don’t have a contactless card, but want to get one? Can I request a contactless card?
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Yes, you can walk into any branch and we can create you a contactless debit card instantly. You may also reach out to us at (931) 431-6800 or via video chat to request a new contactless debit or credit card.

How do I activate my credit card?
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To activate your card, please call 800-631-3197 or download our Fortera Cards App.

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What's New

Nitty, gritty, and super important.

Fine print is your friend. When you have a minute, give these a good read:
Member Service Agreement
View PDF
Mastercard Guide to Benefits for Consumers
View PDF
Select Card Disclosure
View PDF
Terms and Conditions (Disclosure)
View PDF
Select Card Travel Insurance Description of Coverage
View PDF
Rate and Fee Disclosure
View PDF