Select Credit Card

Choose a more rewarding way to pay.

Select Card 101

Our Select Credit Card is a well-balanced choice, earning you points while keeping your rate low. For every dollar spent, get one point to put toward travel, cashback, or merchandise, all while enjoying a great low rate. Visit our CURewards page to learn more about the program and to see where your rewards can take you. Plus, with on-time payments, you’ll automatically qualify for a credit limit increase so you can earn even more.

Easily apply to get pre-qualified.
Looking to learn a little more before you apply? Apply for pre-qualification. Learn how much you can afford without hurting your credit (or leaving the couch.) It's a win-win!

Select Credit Card Benefits

Get started

Find harmony where rewards meet low rates. Apply for your Select Card today.

Next steps for new cardholders

This is the start of something good. How to set yourself up for card-carrying success:
  1. Go hands-free. Add your card to your digital wallet for secure, touchless transactions.

  2. Take control. Add your new card info to Online and Mobile banking, then use the Card Manager tool to set travel notifications, review statements, turn cards on and off, and more.

  3. Update recurring payments. Make sure you update any recurring payments like Amazon, Netflix or Spotify (to name a few), with your new account information.

  4. Get rewarded. Visit CURewards.com/login to set up your points account or log in to an existing account and redeem your points.

  5. Protect yourself. Set up your Mastercard ID Theft Dashboard so you can review your info security at a glance, anytime. Enroll now: https://mastercardus.idprotectiononline.com/

Need a hand?

Tag us in. Whether you are on your couch or halfway around the world, use our video chat to get quick answers from a friendly face. Give us a call and let us know how we can help.

Who should use the Select Credit Card?


We recommend the Select Credit Card to any of our members who want the best of both worlds. If you love using your rewards points and a low rate is important to you, this is our favorite offer.

What documents do I need to apply for the Select Credit Card?


To verify your identity, we always ask that you come prepared with a government-issued ID. It is important that it is not expired. Examples of acceptable IDs include a State Driver's License or a U.S or Foreign Passport. If we have trouble validating your ID, we may ask for a secondary ID. If you have a question about whether or not an ID can be used, just text us at 931.431.6800.

How do I know if my card is contactless?


All contactless cards will have the contactless symbol on the front of the card.

Are contactless cards safe?


Contactless cards are actually safer than traditional cards. Contactless payment puts you in control and protects your data. Your card or device never leaves your hand, reducing the risk of loss or counterfeit, and each purchase is uniquely encrypted. You’re also protected against double billing, even if you accidentally tap twice. Contactless cards are also an easy way to reduce contact and can help you avoid the potential for picking up bacteria and germs.

Where can I use my contactless card?


Use anywhere you see the Contactless symbol at checkout. Contactless checkout is ideal when speed and convenience are essential. You can use it at stadiums, fast food restaurants, gas stations, grocery stores, transit locations, and more.

Are contactless cards similar to a digital wallet?


Yes. Contactless payments use the same technology as mobile wallets, such as Apple Pay and Google Pay.

What do I do if I lose my contactless credit card?


To report a lost or stolen credit card, please call 800.449.7728. To dispute a charge on your credit card, please call 800.654.7728. To report fraud on your Credit Card, please call 866-557-5315.

What if I don’t have a contactless card, but want to get one? Can I request a contactless card?


Yes, you can walk into any branch and we can create you a contactless debit card instantly. You may also reach out to us at (931) 431-6800 or via video chat to request a new contactless debit or credit card.

How do I activate my credit card?


To activate your card, please call 800-631-3197 or download our Fortera Cards App.

How do I enable transaction alerts


Fortera provides members with several options for enabling transaction alerts.

From within Online Banking

  1. Once you have logged into your account, click the Notifications link the page header.
  2. From the pop-up window that opens, click the Settings link at the bottom.
  3. On the Settings page, enable the types of alerts you wish to receive.

From within the Mobile Banking App

  1. Once you have logged into your account, select the More link in the footer.
  2. Click on the settings icon (looks like a gear) at the top of the More page.
  3. Select Push Notifications.
  4. From the Push Notifications page you can enable the type of alerts you wish to receive.

From within the Cards App

  1. Once you have logged into your account, click the menu icon in the upper left corner.
  2. Click Notification Settings.
  3. From the Notification Settings page, select the card you wish to get alerts on and then click the Alerts tab.
  4. From within the Alerts tab, you can select which type of transaction alerts you wish to receive.

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What's New

Nitty, gritty, and super important.

Fine print is your friend. When you have a minute, give these a good read:
Mastercard Guide to Benefits for Consumers
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Select Card Disclosure
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Select Card Travel Insurance Description of Coverage
View PDF