Select Credit Card

Choose a more rewarding way to pay.

Select Card 101

Our Select Card is a well-balanced choice, earning you points while keeping your rate low. For every dollar spent, get one point to put toward travel, cashback, or merchandise, all while enjoying a great low rate. Plus, with on-time payments, you’ll automatically qualify for a credit limit increase so you can earn even more.

What's to love

Fly covered
When you pay for your entire flight using your credit card, you’ll fly knowing that you and your family are automatically covered by our Common Carrier Insurance. This coverage insures against accidental loss of life, limb, sight, speech or hearing while riding as a passenger on any licensed common airline carrier.

Worry less over canceled plans
We hate when plans don’t go through, too. With our Trip Delay & Cancellation/Interruption Insurance, we’ll help you cover up to $2,000 of non-refundable ticket costs so you have one less thing to worry about.

See better delays
If a natural disaster or mechanical malfunction delays your trip, not to worry. Through our Trip Delay support, we’ll pitch in up to $100 per day for expenses while you figure out alternative travel plans.

Select Credit Card Benefits

Card Updater

Make your new credit or debit card your new payment source across all your favorite online retail sites, all at once. Our secure Card Updater tool makes the switch quick and painless, plus it’s free for all Fortera members, just because.

New limits apply

After one year with your card, you’re eligible for a credit limit increase. We review your account for eligibility monthly, so when the calendar flips to your new credit card year (every year), we’ll look at where you stand, and where you can go.

Protect your identity

Your identity is in good hands with Mastercard’s ID Protection Services. Thanks to the latest measures like automated monitoring and human threat intelligence, if something ever goes wrong, you’ll get immediate, actionable updates on your information security.

Enjoy global service 24/7

Mastercard Global Service™ provides worldwide, 24-hour help with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advances. If you need to make a purchase, Mastercard® will give you a cash advance and send you a temporary card within one day in the US, or two days anywhere else. Simply call 1.800.307.7309 to speak with a Mastercard® representative or visit their website to learn more.

Fly a little higher

Like a passport to the finer side of air travel, enjoy 15% savings on Airport Meet and Greet services thanks to Mastercard’s Airport Concierge services. Arrange for your very own Meet and Greet agent to escort you through the airport on departure, arrival, or any connecting flights at over 700 destinations worldwide.

Always in your pocket

On the couch or on the go, keep your money close with our Mobile App and Online Banking.

Where you go, we go

Credit Unions around the world work together to make sure our members can use branches and ATMs everywhere — surcharge-free. Nice, right? Download our CO-OP app and plot your next getaway.

Goal setting made simple

Our skilled experts are easy to reach and happy to help. For members and non-members alike, meetings and consultations are always free, so make the most of your money, on us.

Rest easy

With us, your money is always protected and insured by the National Credit Union Administration. You’re covered on all deposits up to $250,000, so save away.

Statements that save

....Trees, space, and worry. Always enjoy access to 18 months worth of e-statements. Keep more trees, toss your file cabinet, and know your info is always safe and sound.

Get by with a little help

Or even a lot. Either way, we’re here. Call, text, or chat with our experts anytime you need a friend who knows all things Fortera.

Card control in a click

Control your cards while you’re doing your online banking using our Card Manager Tool. Set travel notifications, review statements, turn cards on and off, opt-in to Overdraft Protection or Courtesy Pay, and plenty more — all in one place.

Get rewarded

Need some new merch in your life? Visit CURewards to set up your Credit Card Points Account or log in to an existing account and redeem your points.

Get Started

Find harmony where rewards meet low rates. Apply for your Select Card today.

Next steps for new cardholders

This is the start of something good. How to set yourself up for card-carrying success:
  1. Go hands-free. Add your card to your digital wallet for secure, touchless transactions.

  2. Take control. Add your new card info to Online and Mobile banking, then use the Card Manager tool to set travel notifications, review statements, turn cards on and off, and more.

  3. Update once, shop everywhere. Our Card Updater tool is your online shopping secret weapon. Share your new card info with all your favorite online retailers — all at once. Just select accounts like Amazon, Netflix, Spotify, and Target (to name a few), type in your new card info once, and every account selected will get updated with your new card added as a payment source. Boom.

  4. Get rewarded. Visit to set up your points account or log in to an existing account and redeem your points.

  5. Protect yourself. Set up your Mastercard ID Theft Dashboard so you can review your info security at a glance, anytime. Enroll now:

Need a hand?

Tag us in! Give us a call and let's chat face-to-face.

Who should use the Select Credit Card?

We recommend the Select Credit Card to any of our members who want the best of both worlds. If you love using your rewards points and a low rate is important to you, this is our favorite offer.

How does the Select Credit Card work?

Our Select Card is a well-balanced choice, earning you points while keeping your rate low. For every dollar spent, get one point to put toward travel, cashback, or merchandise, all while enjoying rates as low as 12.15%.

Does the Select Credit Card have an annual fee?

Nope. We waive the annual fee for this card.

What documents do I need to apply for the Select Credit Card?

To verify your identity, we always ask that you come prepared with a government-issued ID. It is important that it is not expired. Examples of acceptable IDs include a State Driver's License or a U.S or Foreign Passport. If we have trouble validating your ID, we may ask for a secondary ID. If you have a question about whether or not an ID can be used, just text us at 931.431.6800.

How do I know if my card is contactless?

All contactless cards will have the contactless symbol on the front of the card.

Are contactless cards safe?

Contactless cards are actually safer than traditional cards. Contactless payment puts you in control and protects your data. Your card or device never leaves your hand, reducing the risk of loss or counterfeit, and each purchase is uniquely encrypted. You’re also protected against double billing, even if you accidentally tap twice. Contactless cards are also an easy way to reduce contact and can help you avoid the potential for picking up bacteria and germs.

Where can I use my contactless card?

Use anywhere you see the Contactless symbol at checkout. Contactless checkout is ideal when speed and convenience are essential. You can use it at stadiums, fast food restaurants, gas stations, grocery stores, transit locations, and more.

Are contactless cards similar to a digital wallet?

Yes. Contactless payments use the same technology as mobile wallets, such as Apple Pay and Google Pay.

What do I do if I lose my contactless credit card?

To report a lost or stolen credit card, please call 800.449.7728. To dispute a charge on your credit card, please call 800.654.7728. To report fraud on your Credit Card, please call 866-557-5315.

You may also like...

Full Circle Checking

Get rewarded for your loyalty with our Full Circle Checking Account.

Premium Money Market

Earn our highest dividends possible and maintain your ability to write checks as-needed.

World Credit Card

From cashback to travel, this card is all about rewarding you for living life to the fullest.

What's New

Nitty, gritty, and super important.

Fine print is your friend. When you have a minute, give these a good read:
Member Service Agreement
View PDF
Privacy Policy
View PDF
Mastercard Guide to Benefits for Consumers
View PDF
Select Card Disclosure
View PDF