A savings account great for any age that makes saving spare change a no-brainer.
The ChangeUp account looks a lot like our Share Savings account, but with one bonus benefit: every purchase you make with your Fortera debit card gets rounded up to the nearest dollar. That extra change automatically deposits into your ChangeUp account for a rainy day. The ChangeUp account has a 1.50% Annual Percentage Yield (APY) on the first $2,000 in your ChangeUp savings account linked to your Fortera Debit Card.
Say you treat yourself to a tasty taco for $1.87. When you pay with your Fortera Debit Card, that purchase rounds up to $2 and 13 cents is deposited into your ChangeUp account. Come the end of the month, future-you will thank past-you for the extra savings. Especially when you go back for seconds. Because just one taco? Come on.
|Type||Dividend Rate||APY*||Balances||Dividends Compounded||Dividends Credited|
Type:ChangeUp Savings Account | $0.00 to $2,000.00 Tier
Balances:$0.01 Minimum Balance to Earn Stated APY
Type:ChangeUp Savings Account | $2,000.01 + Tier
Balances:$2,000.01 Minimum Balance to Earn Stated APY
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Money still doesn’t grow on trees, but Fortera savings accounts do collect dividends quarterly. (Dividends are our version of interest, or in other words, free money.)
Our skilled experts are easy to reach and happy to help. For members and non-members alike, meetings and consultations are always free, so make the most of your money, on us.
With us, your money is always protected and insured by the National Credit Union Administration. You’re covered on all deposits up to $250,000, so save away.
....Trees, space, and worry. Always enjoy access to 18 months worth of e-statements. Keep more trees, toss your file cabinet, and know your info is always safe and sound.
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Put a little more money in your pocket each month when you open your ChangeUp Savings Account today.
This account is fee free!
No additional deposits may be added to the ChangeUp account.
To be able to open a ChangeUp Savings Account, you must meet the following eligibility requirements: (1) You must be 13 years of age or older (2) You or your family must live, work, worship, or attend school in Montgomery or Stewart counties in Tennessee or Christian, Trigg or Todd counties in Kentucky (3) must have a membership established in addition to an eligible checking account / debit card.
No, members may only connect one debit card and one checking account (the debit card and checking account must be connected) to a ChangeUp Savings Account.
This account is designed to be automatic. Every purchase made with your debit card is rounded up to the nearest dollar and that extra change is then deposited into your ChangeUp Account. You cannot automate additional transfers to this account.
This account is the definition of accessible to everyone. It only takes one penny to open it. You heard us right!
To earn our high 2.00% Annual Percentage Yield (APY) on the first $2,000 in your ChangeUp savings account, members must keep their money in the ChangeUp account. Any transfers to a different account will not receive the high APY.
Dividends are extra money that your account earns just by being open and meeting our minimum account dividend earning value. The ChangeUp Savings Account earns dividends quarterly as long as your account has at least $0.01 deposited in it. You heard us right, that is a single cent. It is just another way we like to say thank you to our members for trusting us with your hard-earned "dough". To learn more about what the current dividend rate is and our other savings accounts that earn dividends, please see our Rate and Fee Disclosure.