The ChangeUp account looks a lot like our Share Savings account, but with one bonus benefit: every purchase you make with your Fortera debit card gets rounded up to the nearest dollar. That extra change automatically deposits into your ChangeUp account for a rainy day. The ChangeUp account has a 2.00% Annual Percentage Yield (APY) on the first $2,000 in your ChangeUp savings account linked to your Fortera Debit Card.
Say you treat yourself to a tasty taco for $1.87. When you pay with your Fortera Debit Card, that purchase rounds up to $2 and 13 cents is deposited into your ChangeUp account. Come the end of the month, future-you will thank past-you for the extra savings. Especially when you go back for seconds. Because just one taco? Come on.
|Type||Dividend Rate||APY*||Balances||Dividends Compounded||Dividends Credited|
Type:ChangeUp Savings Account | $0.00 to $2,000.00 Tier
Balances:$0.01 Minimum Balance to Earn Stated APY
Type:ChangeUp Savings Account | $2,000.01 + Tier
Balances:$2,000.01 Minimum Balance to Earn Stated APY
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Put a little more money in your pocket each month when you open your ChangeUp account today.
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This account is fee free!
No additional depposits may be added to the ChangeUp account.
To be able to open a ChangeUp Savings Account, you must meet the following eligibility requirements: (1) You must be 13 years of age or older (2) You or your family must live, work, worship, or attend school in Montgomery or Stewart counties in Tennessee or Christian, Trigg or Todd counties in Kentucky (3) must have a membership established in addition to an eligible checking account / debit card.
No, members may only connect one debit card and one checking account (the debit card and checking account must be connected) to a ChangeUp Savings Account.
This account is designed to be automatic. Every purchase made with your debit card is rounded up to the nearest dollar and that extra change is then deposited into your ChangeUp Account. You cannot automate additional transfers to this account.
This account is the definition of accessible to everyone. It only takes one penny to open it. You heard us right!
To earn our high 2.00% Annual Percentage Yield (APY) on the first $2,000 in your ChangeUp savings account, members must keep their money in the ChangeUp account. Any transfers to a different account will not receive the high APY.
Dividends are extra money that your account earns just by being open and meeting our minimum account dividend earning value. The ChangeUp Savings Account earns divideneds quarterly as long as your account has at least $0.01 deposited in it. You heard us right, that is a single cent. It is just another way we like to say thank you to our members for trusting us with your heard earned "dough". To learn more about what the current dividened rate is and our other savings accounts that earn dividends, please see our Rate and Fee Disclosure.
You can open a ChangeUp Savings Account online or in a branch. The choice is yours.