'Tis the Season For Skip-A-Pay

Unwrap extra funds this holiday season when you take advantage of our Skip-A-Pay offer. You may be eligible to skip your November, December or January payment on your loan, giving you some extra funds for your holiday shopping.

Skipping a payment is easy. Just log in to your online or mobile banking to see your eligible loans and complete the quick application. From within Online Banking, click the Skip-A-Pay link under the loans tab. In the Mobile Banking App, tap the Pay link in the footer and then look for Skip-A-Pay link. There is a $35 one-time fee if your application is approved.

Not all loan types are eligible for Skip-A-Pay. All Fortera loans must be current with no collection action pending and at least 6 consecutive monthly on-time payments. Mortgage, home equity, credit cards and business loans are not eligible. Fortera allows you to skip a payment twice a year but skipped payments may not be in consecutive months. Your account must not be overdrawn, and you must have sufficient funds on deposit to cover the $35 fee. Interest will continue to accrue during the waived payment period and will be added to the loan. Please see the Skip-A-Pay application for complete terms and conditions.