A simple, flexible loan that offers a wide range of funding options plus terms of up to 60 months, so you can pay on a schedule that works for you.
Take what you need to level up.
As a business owner, you know a thing or two about working smarter, not harder. You also know what your business needs to go the distance. Whether it’s a little cash for new furniture or funding to finally renovate your space, this loan can be custom-fit. Plus, our Essential Loan is a straightforward borrow-and-pay-it-back scenario, with no collateral required. We’re all about keeping things simple so you can focus on growing — without missing a beat.
Our business services team is here to support you and everything you do. Anytime you need to talk shop, reach out directly to us at 931.436.9088 or email us at email@example.com.
On the road or at the conference, keep your money close with our mobile app and online banking.
Our business members enjoy access to credit union branches and ATMs all around the world — surcharge-free. Learn more about how to find a Fortera-friendly credit union near you.
Our skilled experts are easy to reach and happy to help. For members and non-members alike, meetings and consultations are always free, so make the most of your money, on us.
With us, your money is always protected and insured by the National Credit Union Administration. You’re covered on all deposits up to $250,000, so save away.
....Trees, space, and worry. Always enjoy access to 18 months worth of e-statements. Keep more trees, toss your file cabinet, and know your info is always safe and sound.
You’ve got enough on your plate. That’s why our business loan applications are always free.
When you set up Auto Bill Pay in online banking, you can make payments from wherever you are. So set that out-of-office and take a break. You’ve earned it.
Upgrading your business has never been easier. Schedule an appointment and apply for an Essential Loan today.
As part of an end-of-year pandemic relief package, Congress has passed several changes to the Paycheck Protection Program (PPP) and created a “Second Draw” PPP for small businesses who have exhausted their initial loan.
If you are a Fortera Business Member and need help during covid-19, please call us and we will help you navigate and overcome these challenges.
That's what we are here for. Give us a call and let's chat face-to-face.
A Business Essential Loan is a flexible (in term length and amount) loan that you can use for any small to mid-sized business need. Whether you are looking to purchase new lobby furniture, order a new POS system, pave a parking lot, or anything in-between, we can help you do that.
You can borrow as little as $500 and as much as $50,000.
We offer flexible payment dates and term options to fit your needs. You can choose between 3 - 60 month terms and pay weekly, bi-weekly, semi-monthly, or monthly.
Yes! You can make additional payments on all Fortera Loans.
To verify your identity, we always ask that you come prepared with a government-issued ID. It is important that it is not expired. Examples of acceptable IDs include a State Driver's License or a U.S or Foreign Passport. If we have trouble validating your ID, we may ask for a secondary ID. If you have a question about whether or not an ID can be used, just text us at 931.431.6800 or chat with us at forteracu.com. Please click here for full list of the documents you will need.
Yep! You can make payments toward this loan from Online Banking and you can make payments from a different bank account using our Make A Payment feature.
You do need to call us or come into a branch to open this account. We are working toward having easy online applications soon. In the meantime, please call us at 931.431.6800, email us at firstname.lastname@example.org, or schedule an appointment to open an account.