Disclosures

Nitty, gritty, and super important.

Fine print is your friend. When you have a minute, give these a good read.

Member Information

Individual parts of our Member Service Agreement - broken down into bite sized chunks so you can actually find what you are looking for without going cross eyed.
Member Service Agreement
View PDF
Consumer Rate & Fee Schedule
View PDF
Your Federally Insured Funds
View PDF
Funds Availability Policy Disclosure
View PDF
Electronic Fund Transfer Disclosure
View PDF
Credit Card Application and Solicitation Disclosure
View PDF

Business Member Information

Information is power - we like to keep our members (business and consumer alike) educated and informed.
Business Member Service Agreement
View PDF
Business Rate & Fee Disclosure
View PDF
Business Electronic Funds Transfer Disclosure
View PDF

Product Specific Policies

Sometimes we just can't fit it all in the product description. Here are some accounts and services that need a little extra breathing room.
Consumer Debit Card Disclosure
View PDF
Skip-A-Payment Disclosure
View PDF
Make A Payment Terms
View PDF
Mobile Agreement Service
View PDF

Credit Card Information

Member Service agreements, guide to benefits and terms and conditions are all included below:
Member Service Agreement
View PDF
Rate and Fee Disclosure
View PDF
Mastercard® Guide to Benefits for World Mastercard®
View PDF
World Mastercard® Terms and Conditions (Disclosure)
View PDF
World Mastercard® Travel Insurance Description of Coverage
View PDF
Select Mastercard® Guide to Benefits for Consumers
View PDF
Select Mastercard® Card Disclosure
View PDF
Select Mastercard® Terms and Conditions
View PDF
Select Mastercard® Travel Insurance Description of Coverage
View PDF
Power Mastercard® Terms and Conditions (Disclosure)
View PDF
Power and Core Mastercard® Guide to Benefits for Credit Cardholders
View PDF
Core Mastercard® Terms and Conditions (Disclosure)
View PDF
Business Member Service Agreement
View PDF
Business Rate and Fee Disclosure
View PDF
Business Mastercard® Credit Card Disclosure
View PDF
Business Mastercard® Credit Card Travel Insurance Description of Coverage
View PDF