Refi and Reimagine.

Refinance your home loan and dream up big plans for the extra cash you'll save.


Refinancing your home can be a smart financial move for many reasons. A refinance provides the opportunity to shorten your loan term, lower your interest rate/monthly payment or access the equity in your home.

When you refinance your home, you are replacing your current mortgage with a brand new one, often with a new principal amount, new interest rate and new monthly payment amount.

At Fortera, we offer two types of refinance solutions to best fit your unique needs.

  • Traditional Home Refi: Available in fixed-rate and adjustable-rate options and for terms up to 30 years. FHA and VA refinance options are also available. The Traditional Home Refi is available for properties in Tennessee and Kentucky, as well as many other states, and is the option of choice for those needing an escrow account to manage property taxes and insurance premiums.
  • Rapid Refi: One of our fastest and most popular products. With our Rapid Refi loan, we’ll close in 30 days or the $299 in closing costs are on us. Available to members living in Tennessee and Kentucky with the choice of a 5, 10, or 15-year term option.

If you're ready to explore your refinancing options or have any questions, we're here to help. Call or text us today at 931.431.6800 to discuss your options with one of our experienced lending professionals.

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What's New

Nitty, gritty, and super important.

Fine print is your friend. When you have a minute, give these a good read:
Rate and Fee Disclosure
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