Credit Cards
Worthy of your wallet.
Whether you’re building up your credit or looking to earn points, rewards, and privileges, we have a credit card with your name on it.
Apply for pre-qualification.
Looking to learn a little more before you apply? See how much you qualify for with no impact to your credit!
Treat yourself to travel, cash back, and more.
If you have our World Card or Select Card, you can earn and redeem points for cash back, gift cards, merchandise, and travel rewards. Log in to CURewards.com to see all the redemption possibilities available to you.
Next steps for new cardholders.
Go hands-free. Add your card to your digital wallet for secure, touchless transactions.
Take control. Add your new card info to Online and Mobile banking, then use the Card Manager tool to set travel notifications, review statements, turn cards on and off, and more.
Update recurring payments. Make sure you update any recurring payments like Amazon, Netflix or Spotify (to name a few), with your new account information.
Protect yourself. Set up your Mastercard ID Theft Dashboard so you can review your info security at a glance, anytime. Enroll now: https://mastercardus.idprotectiononline.com/
Travel In Style. Register at travel.mastercard.com to plan your next getaway and get the most from all your travels.
FAQs
How do I activate my credit card?
To activate your card, please call 800-631-3197 or download our Fortera Cards App.
How is a Personal Loan of Credit different from a Credit Card?
These financial tools are very similar. The largest difference between the two is how they are accessed. Credit Cards are loans designed to be convenient for our members. Need a mini loan? Grab your credit card and get what you need. Because PLOCs do not come with a card, spending money does not ususally happen instantly. For many of our members that do not feel comfortable with a Credit Card or struggle with overspending or spurge-spending, a PLOC can be a great tool because it requires you to slow down and think before making a large purchase.
Are my Debit Card Rewards and my Credit Card Rewards the same thing?
We are glad you asked. The answer is no. You do get rewards for using both your Fortera Debit Card and your Fortera Credit Card (this does not apply to the Core Card) however, those rewards come from two separate programs that look just a little different from one another.
If you would like to redeem your Debit Card Rewards, please log in to Online Banking and scroll down until you see the Purchase Rewards section on your screen, or log in to Mobile Banking and select Debit Card Rewards under the More menu.
If you would like to redeem your Credit Card Rewards, log in to CURewards here.
Both programs offer unique rewards that change constantly, so please check out both and start earning your rewards today!
What do I do if I lose my contactless credit card?
To report a lost or stolen credit card, please call 800.449.7728. To dispute a charge on your credit card, please call 800.654.7728. To report fraud on your Credit Card, please call 866-557-5315.
Are contactless cards similar to a digital wallet?
Yes. Contactless payments use the same technology as mobile wallets, such as Apple Pay and Google Pay.
Are contactless cards safe?
Contactless cards are actually safer than traditional cards. Contactless payment puts you in control and protects your data. Your card or device never leaves your hand, reducing the risk of loss or counterfeit, and each purchase is uniquely encrypted. You’re also protected against double billing, even if you accidentally tap twice. Contactless cards are also an easy way to reduce contact and can help you avoid the potential for picking up bacteria and germs.