Business Credit Card

A partner that works as hard as you do.

Business Credit Card 101

Our business credit card makes it easy to keep tabs on all your expenses and, with no annual fee and no cash advance fee, you won’t have to worry about us adding to the list. Plus, it’s loaded with practical features meant to make your working life easier.

What’s to Love

Spend less time (and money) on your business and more time doing business.

Save on QuickBooks

As a Fortera business credit cardholder, you are eligible for 40% off QuickBooks online or 50% off QuickBooks Self-Employed for 12 months. Click here and then follow the easy signup instructions for a better way to track income and expenses, send invoices, run reports, and more.

Save on Tax Prep

Save up to $20 on TurboTax federal products, just in time for tax season when you use your Fortera business credit card at checkout. Select the best version of TurboTax for your business and get our taxes done right..

Keep every receipt handy

And keep your pockets clear. With Mastercard’s free Mobile Receipt Management app, you can quickly snap photos of your receipts and upload them to the cloud for safe storage and sorting. Search and view stored receipts by merchant name, purchase date, amount, or expense category. You can even add notes, view reports, and export everything to share it with your bookkeeper and accountant.

Business Credit Card Benefits

Let’s team up

Our business services team is here to support you and everything you do. Anytime you need to talk shop, reach out directly to us at 931.436.9088 or email us at

We travel for business

On the road or at the conference, keep your money close with our mobile app and online banking.

Your network just got bigger

Our business members enjoy access to credit union branches and ATMs all around the world — surcharge-free. Learn more about how to find a Fortera-friendly credit union near you.

Protect your identity

Your identity is in good hands with Mastercard’s ID Protection Services. Thanks to the latest measures like automated monitoring and human threat intelligence, if something ever goes wrong, you’ll get immediate, actionable updates on your information security.

Enjoy global service 24/7

24-hour help with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advances.

Fly a little higher

Arrange and save 15% on Airport Meet and Greet services.

Goal setting made simple

Our skilled experts are easy to reach and happy to help. For members and non-members alike, meetings and consultations are always free, so make the most of your money, on us.

Rest easy

With us, your money is always protected and insured by the National Credit Union Administration. You’re covered on all deposits up to $250,000, so save away.

Statements that save

....Trees, space, and worry. Always enjoy access to 18 months worth of e-statements. Keep more trees, toss your file cabinet, and know your info is always safe and sound.

Let's go

Take care of business with a card that takes care of you. Schedule an appointment and apply for your business credit card today.

Take our card. If you're creative and courageous, you're our kind of person.

  • Phone: 931.431.6800
  • Email:

SBA Paycheck Protection Program

What you need to know

As part of an end-of-year pandemic relief package, Congress has passed several changes to the Paycheck Protection Program (PPP) and created a “Second Draw” PPP for small businesses who have exhausted their initial loan.

If you are a Fortera Business Member and need help during covid-19, please call us and we will help you navigate and overcome these challenges.

Small Business Resources

Applications for Fortera Business Members
Paycheck Protection Program Borrower Application
View PDF
Paycheck Protection Program Second Draw Borrower Application Form
View PDF
Application Checklist
View PDF

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Business Essential & Gold Checking

These accounts provide secure, easy access to your money, plain and simple.

Business ChangeUp Savings

Every purchase gets rounded up to the nearest dollar and the difference gets saved automatically.

Business Access Certificate

Offers a fixed rate that sets you up for dependable savings over a 12-month term.

What's New

Nitty, gritty, and super important.

Fine print is your friend. When you have a minute, give these a good read:
Business Member Service Agreement
View PDF
Business Rate and Fee Disclosure
View PDF
Business Credit Card Disclosure
View PDF
Business Credit Card Travel Insurance Description of Coverage
View PDF