Money Markets

Make your money work as hard as you do.

Knock the dust off your savings and grow them with a Money Market Account. The perfect hybrid of checking and savings accounts that reward you for bigger investments, this is a great option for our savvy savers.

Make Money Moves

Money Market accounts require some solid cash to open, then reward you handsomely with higher dividends and easy access to your money when you want it.

Money Market

We want more for your money too.

A great fit for multi-interest members ready to grow an investment, the Money Market account gets you more for your money while allowing limitless cash withdrawals at any branch.

Premium Money Market

The sky is no longer the limit.

With great investment comes great reward. Earn our highest dividends possible and maintain your ability to write checks as-needed.

Need a hand?

Tag us in. Whether you are on your couch or halfway around the world, use Fortera Video Chat to get quick answers from a friendly face.
Does the Money Market Account have any fees?
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Yes, Money Markets do have minimum balance fee. If the account falls below the $2,500 minimum balance at any time during the month, the account holder must pay a $10 monthly fee. To avoid this, we recommend setting up Online Banking notifications so that you can regularly receive updates on your account balance.

To learn more about our rates and fees, check out our Rate and Fee Disclosure.

Who is eligible to open a Money Market Account?
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To be able to open a Money Market, you must meet the following eligibility requirements: (1) You must be 18 years of age or older (2) You must live, work, worship, or attend school in Montgomery or Stewart counties in Tennessee or Christian, Trigg or Todd counties in Kentucky.

How much does it cost to open a Money Market Account?
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It cost $2,500 to open a Money Market Account. $2,500 is the required account minimum balance.

Can I add additional deposits to the Money Market Account?
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Yes! Deposits may be added at anytime in any amount.

Does the Premium Money Market Account have any fees?
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Yes, Premium Money Markets do have minimum balance fee. If the account falls below the $25,000 minimum balance at any time during the month, the account holder must pay a $25 monthly fee. To avoid this, we recommend setting up Online Banking notifications so that you can regularly receive updates on your account balance.

Learn more about fees by checking out our Rate and Fee Disclosure.

How much does it cost to open a Premium Money Market Account?
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It costs $25,000 to open a Premium Money Market Account. $25,000 is the required account minimum balance.

What are dividends and how do they work for the Money Market Account?
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Dividends are extra money that your account earns just by being open and meeting our minimum account dividend earning value. The Money Market Account earns divideneds monthly as long as your account has at least $2,500 deposited in it. It is just another way we like to say thank you to our members for trusting us with your heard earned "dough". To learn more about what the current dividened rate is and our other savings accounts that earn dividends, please see our Rate and Fee Disclosure.