Spring Into Smart Home Upgrades (and Make Your Equity Work for You)

Warmer weather is the perfect excuse to refresh your space—and invest in your home’s value while you’re at it. With a Home Equity Loan or Line of Credit (HELOC), you can fund improvements that not only make your home more enjoyable but also offer solid returns.

Top value-boosting projects include:

• Curb appeal upgrades like landscaping or a painted front door—first impressions matter to future buyers.
• Kitchen updates—even small changes like new counters or cabinets offer one of the highest returns.
• Outdoor living spaces—decks and patios add usable square footage and appeal.
• Energy-efficient upgrades—windows, insulation, and HVAC cut utility costs for you and attract eco-minded buyers.
• Home offices or flex spaces—Give yourself and your home the benefit of versatile rooms for work or wellness.
• Fresh paint and flooring—quick, affordable ways to modernize your space and boost appeal.

A Home Equity Loan gives you a lump sum for big-ticket projects, while a HELOC offers flexible access over time.

Put your home’s value to work this spring—and enjoy upgrades that feel good now and pay off later.