Credit Union membership is available to anyone who lives, works, worships, or attends school in one of our service regions; by joining an affiliated partner; or if one of your immediate family members is a Fortera member. Our service regions include Montgomery, Stewart, Chester, Decatur, Lewis, McNairy, and Perry counties in Tennessee or Christian, Trigg, Todd, McLean, and Webster counties in Kentucky. Residents of other counties in Tennessee, Kentucky, Alabama, and Arkansas may also be eligible. If you have any questions about membership, please text us at 931.431.6800. We love growing our family and hope you join us.

If you have a question, we'd be happy to answer it. You can contact us through a variety of ways including text, phone, online chat, and video chat. Visit our Get Help page for more information.

You can easily apply for a loan online, or over the phone at 931.431.6800. Want to speak to us in person? Schedule an appointment at one of our convenient locations or use our video chat to get quick answers to your questions.

You can join today with an initial deposit of $5 in a Share Savings Account and a $5 one-time membership fee. Once you're a member, you're always a member, even if you move. Open an account online and join today!