High-Yield Savings
Get more money for your money
Perks include Easy Access, No Minimum Balance and Add Funds Anytime.
High-Yield Savings Account Rates
| Type | High Yield Savings |
| Dividend Rate | 3.454% |
| APY* | 3.50% |
| Balances | $250,000.00 or more |
| Dividends Compounded | Monthly |
| Dividends Credited | Quarterly |
| Type | High Yield Savings |
| Dividend Rate | 2.966% |
| APY* | 3.00% |
| Balances | $100,00.00 - $249,999.99 |
| Dividends Compounded | Monthly |
| Dividends Credited | Quarterly |
| Type | High Yield Savings |
| Dividend Rate | 2.476% |
| APY* | 2.50% |
| Balances | $50,000.00 - $99,999.99 |
| Dividends Compounded | Monthly |
| Dividends Credited | Quarterly |
| Type | High Yield Savings |
| Dividend Rate | 2.231% |
| APY* | 2.25% |
| Balances | $25,000.00 - $49,999.99 |
| Dividends Compounded | Monthly |
| Dividends Credited | Quarterly |
| Type | High Yield Savings |
| Dividend Rate | 1.985% |
| APY* | 2.00% |
| Balances | $0 - $24,999.99 |
| Dividends Compounded | Monthly |
| Dividends Credited | Quarterly |
APY = Annual Percentage Yield. Rates and APYs are accurate as of the last dividend declaration date and may change after account opening. This is a tiered account; the APY earned depends on your balance. The minimum balance and APY for each tier are listed above. There are no service fees; other fees may apply that could reduce earnings. Rate and APY could change at any time at the credit union’s discretion.
Grow Your Savings Faster with a High-Yield Savings Account
Fortera’s High-Yield Savings Accounts are the perfect place to grow your money while keeping it within easy reach. Open your High-Yield Savings Account with as little as $25 and you’ll enjoy perks like:
- Easy Access: Make withdrawals or transfers when you need them with no excessive restrictions.
- Competitive Rates: Grow your savings faster with higher rates than with a traditional savings account. See rates table below.
- No Minimum Balance and No Monthly Fee: No minimum balance required to earn interest and no monthly fee.
- Add Funds Anytime: Contribute to your savings account whenever you would like.
Perfect For
Use it to build an emergency fund, save for a vacation, plan for holiday shopping, or work toward bigger goals like a new home or college expenses. Whether you’re preparing for life’s surprises or setting aside money for something special, you’ll earn more while keeping the flexibility to access your savings whenever you need it.
Getting Started Is Easy
Click here to open your account online or visit any Fortera branch location. It only takes a few minutes to start earning more.
High-Yield Savings Account Benefits
Helpful Resources
FAQs
Can I set up automatic transfers to a High-Yield Savings account?
Yes! We make depositing in this account easy. Simply let one of our team members know that you would like to do this when you open your High-Yield Savings Account or do it yourself in our Online Banking Portal.
What are dividends and how do they work for the High-Yield Savings Account?
Dividends are extra money that your account earns just by being open and meeting our minimum account dividend earning value. The High-Yield Savings Account earns dividends quarterly. It is just another way we like to say thank you to our members for trusting us with your hard-earned "dough." See our Rate and Fee Disclosure for more information.
Can I open a High-Yield Savings account online or do I need to open it at a branch location?
You can open this account online or in-person. The choice is yours.
Can I use my debit card to withdraw money from my High-Yield savings account?
Yes. You can use your debit card to withdraw funds from your High-Yield Savings Account at ATMs. Standard ATM withdrawal limits may apply.
Is the High-Yield Savings Account available for business members?
Currently, our High-Yield Savings Account is only available for personal / consumer accounts. Visit our Business Savings page for a list of savings products available for our Business Account Members.
